Revolut Business Review
Guide to Revolut Business for US LLCs. Multi-currency accounts, virtual cards, and features for international businesses.
Revolut Business is a European fintech that has expanded to offer US business accounts. It's known for its multi-currency capabilities, virtual cards, and mobile-first experience.
What is Revolut Business?
Revolut was founded in 2015 in the UK and has grown to serve millions of personal and business customers. Revolut Business offers features designed for modern, internationally-operating companies.
Key Features
Multi-Currency Account
Hold and exchange 25+ currencies within your account. Revolut uses competitive exchange rates for currency conversion.
Virtual & Physical Cards
- Create unlimited virtual cards for online purchases
- Issue physical cards to team members
- Set spending limits and controls
- Freeze/unfreeze cards instantly
Expense Management
- Categorize transactions automatically
- Attach receipts to transactions
- Export to accounting software
- Team expense policies
International Payments
Send and receive international payments in multiple currencies. Local bank details available in several countries.
Fees
Revolut offers tiered pricing:
Free Plan: - $0/month - 5 free international transfers - Basic features
Grow Plan: - $25/month - 10 free international transfers - Priority support - Advanced features
Scale/Enterprise: - Custom pricing for larger businesses
Opening a Revolut Business Account
- Download the app or apply at revolut.com/business
- Verify your identity — Selfie and ID verification
- Verify your business — LLC documents required
- Get approved — Usually within a few days
Requirements for US LLCs
- Registered US LLC
- EIN
- US-based beneficial owner or director (may be required)
- Government ID
Note: Revolut's requirements for non-US resident owners can be stricter than Mercury or Relay. Check their current policies before applying.
Pros & Cons
Pros: - Multi-currency capabilities - Unlimited virtual cards - Good mobile app - International payment features
Cons: - May have stricter requirements for non-residents - Customer support can be slow - Some features require paid plans - Newer to the US market
Our Verdict
Revolut Business is a decent option if you need strong multi-currency features and already use Revolut personally. However, for most foreign-owned US LLCs, we recommend starting with Mercury (easier approval, better support) and adding Wise for international payments if needed.
Questions about which bank to choose? Contact us for personalized advice.